Financing Through Hearth

Roof Financing In Central Texas

The Right Roof Should Not Have To Wait On The Wrong Financial Moment.

Prefer to talk first? 512-948-1638
17 Lenders
Through Hearth
Under 2 Min
To Pre-Qualify
No Impact
To Your Credit Score
What Ark Offers

Flexible Financing For The Roof Your Home Actually Needs

Ark has partnered with Hearth to help Central Texas homeowners find financing options that actually fit their situation. Through Hearth's network of 17 lenders, you get access to competitive personal loans and credit card options, so the right material decision does not get defaulted to the cheapest option because of cash flow timing.

1

Multiple Financing Options

Hearth works with 17 lenders to find competitive personal loans and credit cards for your needs.

2

Simple Pre-Qualification

The process takes less than two minutes and will not affect your credit score.

3

Personalized Options

Hearth's lending partners provide multiple options tailored to your specific situation, not a single take-it-or-leave-it offer.

How It Works

Four Steps To Securing Your New Roof

Step 01

Find Out What Your Roof Needs

Schedule an ArkCertified Inspection. Full roof, exterior, and attic. You receive the complete documentation before any recommendation is made.

What Is an ArkCertified Inspection? →
Step 02

Pre-Qualify In Under Two Minutes

Ark connects you with Hearth's network of 17 lenders for competitive loan and credit options. Will not affect your credit score.

Step 03

Choose What Works For Your Budget

Once qualified and approved, select the option that fits your situation, flexible payment plans, customized loan terms, or something in between.

Step 04

Get Your Roof Done

Everything from material delivery to final walkthrough, handled by Ark.

Two Minutes, No Credit Impact

See What You’ll Actually Qualify For.

Pre-qualification takes under two minutes and will not affect your credit score.

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Central Texas

Why Financing Makes Sense In This Market

A Class 4 impact-resistant roof costs more upfront than a builder-grade replacement. Over a Central Texas lifetime, where hail seasons are recurring and material degradation is accelerated by heat and UV, that upfront difference often compares favorably to the cost of replacing a cheaper roof more than once. Financing makes the right decision accessible on the timeline your home actually needs it, not the timeline that happens to align with your cash position.

FAQ

Frequently Asked Questions About Roof Financing

No. Hearth's pre-qualification process will not affect your credit score. Ark works with Hearth's network of 17 lenders to find competitive personal loans and credit card options tailored to your situation.
Hearth works with 17 lenders, which means most homeowners have access to multiple options at different rates and terms rather than a single offer.
Yes. Financing can cover the portion of a replacement not covered by an insurance settlement, including upgrades to a higher-performing material tier than what your carrier settlement reflects.
Yes. Ark financing options are available across our full range of exterior services, including gutters, siding, and exterior painting.
Pre-qualification results are typically available within minutes. Full approval timelines vary by lender and application specifics. Your Ark consultant can give you a realistic timeline for your specific situation.
Ark presents the available options through Hearth's lending network and lets you choose what fits your situation. We do not steer toward any specific lender.
Pre-qualification is the right first step regardless, since it gives you a real answer rather than an assumption. It takes less than two minutes and will not affect your credit score.
Social Proof

What Your Neighbors Are Saying

Luke is a personable and honest professional. Every Ark Roofer service person that has visited our home has been courteous, forthright, and efficient, all at a high standard and fair price. When a repair was outside their scope, we were offered reputable referrals.

Chad Brannon
Central Texas

Jason came out and what a great experience. He was very personable and professional and gave me a great price. The work was done in two afternoons and Jason came back to review it. Great quality assurance. I would highly recommend them.

William Browne
Central Texas

Incredible roofing company that handles every project with professional expertise, superior products, and upgrades. This company makes sure you are aware of all your options every step of the way. Highly recommend.

Nick Kelly
Central Texas
Ready When You Are

The Right Roof On Your Terms.

Pre-qualify in under two minutes with no impact to your credit score, then choose the option that fits your home and your budget.

17 Lenders No Credit Impact Answers In Minutes
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Prefer to talk it through first? Schedule a Consultation